About Us
WHO WE ARE
Dedicated to excellence and service.
Our mission is to empower entrepreneurs to achieve their biggest business goals with proper funding. We help business owners find the credit, capital, and support needed to establish and grow a thriving business.
Get access to up to $150k in business credit lines, Traditional Financing such as SBA Financing, and the widest selection of Alternative Business Lending products. Plus we empower your growth with coaching, motivation and accountability, and a community of like-minded business owners. We go beyond just financing – we give you the tools and support needed to take your business to the next level. Let’s work together to fund your dreams a reality.
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Dedicated to Finding You The Best Funding
Get the expert guidance you need to find the best funding option for your growing business. Let’s create the perfect funding plan to get your business the money it needs to grow!
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3 Big Differences between Personal Credit Scores and Business Credit Scores
Here are three major differences between personal credit scores and business credit scores:
Time Frame for Assessing Risk:
A business credit score predicts the likelihood of a business going 90 days late on an account within the next 12 months.
A personal credit score predicts the likelihood of a consumer going 90 days late on an account within the next 24 months.
This means business credit scores assess a shorter risk period compared to personal credit scores.
What the Score Represents:
A personal credit score reflects an individual’s risk of defaulting on their own financial obligations (such as loans or credit cards).
A business credit score represents the likelihood of the business defaulting on its financial obligations, not the business owner's personal credit. The focus is on the business's payment history, not the owner's personal financial behavior.
Score Range:
Personal FICO scores range from 350 to 850, with 850 being the best possible score.
Business credit scores typically range from 0 to 100, with 100 being the best possible score.
This means the scale and potential for scoring are different between the two types of credit scores.For more information on building business credit, visit www.serenityfinancials.com.
Testimonials
Real results from business owners just like you
Cheryl Reisner, a former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.
Louis, a Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.
Edward from El Paso, Texas, struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.
