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Our mission is to empower entrepreneurs to achieve their biggest business goals with proper funding. We help business owners find the credit, capital, and support needed to establish and grow a thriving business.

Get access to up to $150k in business credit lines, Traditional Financing such as SBA Financing, and the widest selection of Alternative Business Lending products. Plus we empower your growth with coaching, motivation and accountability, and a community of like-minded business owners. We go beyond just financing – we give you the tools and support needed to take your business to the next level. Let’s work together to fund your dreams a reality.

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Get the expert guidance you need to find the best funding option for your growing business. Let’s create the perfect funding plan to get your business the money it needs to grow!

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Business growth

Business Credit Benefits

January 28, 20252 min read

Building and maintaining strong business credit offers numerous advantages for your business, especially when it comes to accessing capital and achieving long-term growth. Here's a breakdown of the key benefits:

  1. Increased Borrowing Power: A solid business credit profile opens the door to larger loans and lines of credit. Lenders will assess your business credit score, not your personal credit, meaning you could qualify for larger amounts of funding. With access to $50,000 or more in funding, your business can seize opportunities for expansion, hire more staff, or invest in crucial resources.

  2. Leverage for Growth: Successful companies don’t just use funding to cover day-to-day expenses; they leverage business credit to fuel their growth. Having access to working capital allows you to invest in new projects or initiatives that can accelerate your success.

  3. Separation from Personal Credit: One of the biggest advantages of business credit is that it allows you to separate your business finances from your personal ones. If your personal credit is less than ideal, business credit allows you to secure loans without relying on your personal credit history.

  4. Double Borrowing Power: With a strong business credit profile, you can often borrow more money compared to using personal credit. Business credit essentially doubles your borrowing power, offering a more sustainable financial foundation for your business.

  5. No Personal Guarantees: In some cases, having a strong business credit profile means you won’t need to provide a personal guarantee for loans. This reduces your personal liability, protecting assets like your home and savings if the business ever defaults on the loan.

  6. Enhanced Business Credibility: A solid business credit profile boosts your company's credibility. Lenders, partners, investors, and even potential buyers will view your business more favorably, which can open doors to better partnerships and growth opportunities.

  7. Easier Access to Working Capital: The ability to easily access funding provides security and peace of mind. With business credit, you have the financial flexibility to weather tough times, invest in opportunities, and avoid being hampered by cash flow problems.

Overall, building your business credit can be a game-changer, offering financial security and giving you the leverage needed to grow and expand.

To learn more about building business credit and acquiring funding, visit www.serenityfinancials.com.

blog author image

Frances Frazier

Frances Frazier is currently the CEO of Serenity Financials, LLC. At Serenity Financials, she specializes in helping business owners establish excellent business credit scores and then leverage those scores to access cash and credit for their businesses. Ms. Frazier is also the mastermind behind the release of the exclusive Business Funding Suite. The Business Credit and Funding Suite is the leading business cash and credit access system in the world today.

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Testimonials

Real results from business owners just like you

Cheryl Reisner, a former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.

Louis, a Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.

Edward from El Paso, Texas, struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.

Brian praises the Business Credit and Funding Suite for its exceptional service and support. Within 3 to 4 months, he was able to secure $50,000 in funding for his business and plans to refer more clients, grateful for the help he received.

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