About Us
WHO WE ARE
Dedicated to excellence and service.
Our mission is to empower entrepreneurs to achieve their biggest business goals with proper funding. We help business owners find the credit, capital, and support needed to establish and grow a thriving business.
Get access to up to $150k in business credit lines, Traditional Financing such as SBA Financing, and the widest selection of Alternative Business Lending products. Plus we empower your growth with coaching, motivation and accountability, and a community of like-minded business owners. We go beyond just financing – we give you the tools and support needed to take your business to the next level. Let’s work together to fund your dreams a reality.
Live Expert Coaching and Support
Personalized Funding Strategy
24/7 Online Access
OUR EXPERTISE
Dedicated to Finding You The Best Funding
Get the expert guidance you need to find the best funding option for your growing business. Let’s create the perfect funding plan to get your business the money it needs to grow!
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Funding Sources
There are many sources who offer business funding today. Knowing these can help you find the best funding options for your business.
Business Charge and Credit Cards: Easy access to funds, with many merchants approving limits of $10,000 or more. Funds can be used for any business need.
Angel Investors: Over 250,000 active investors help fund small businesses each year. These investors are ideal for situations where traditional loans aren't available or when large sums are required. Websites like angelinvestmentnetwork.us and funded.com can connect entrepreneurs with angel investors.
Asset-Based Funding: Ideal for businesses with collateral such as accounts receivable, inventory, or real estate. This funding option doesn’t rely on good credit and can be secured by business assets.
Bank Loans: Traditional loans are available but becoming harder to obtain due to conservative lending practices at larger banks. Community banks or credit unions may offer better chances, particularly for SBA loans.
Equipment Leasing: Helps businesses access expensive equipment without the upfront cost. Alternatively, existing equipment may be used as collateral.
Factoring: If a business has significant accounts receivable, factoring allows the business to sell those receivables to a third party (factor) at a discount for quick cash. This doesn’t impact personal credit.
Grants: Government grants are a non-repayable source of funding. Many federal, state, and local options exist, with useful resources at grants.gov and grantwatch.com.
Lines of Credit: Revolving credit similar to a credit card but with lower interest rates and higher limits. Suitable for working capital needs.
Merchant Cash Advances and Merchant Lines of Credit: Target businesses that process credit card payments, offering funds based on future sales. These advances are often accessible quickly and can be used via a debit card.
Microfinance Loans: Small loans typically ranging from $500 to $35,000, with simpler qualification criteria. Businesses may use multiple microloans to meet their funding needs.
SBA-Backed Loans: Loans insured by the U.S. Small Business Administration (SBA) that reduce risk for lenders, making them more willing to approve loans. These loans are popular due to lower interest rates and easier approval.
Venture Capital: Suitable for businesses that need large amounts of capital and are willing to give up a stake in the company. Venture capital is more challenging to access but offers significant funding.
Each funding source has its pros and cons, and selecting the right one depends on your business needs, collateral, and the level of control you're willing to give up.
For more information about business credit and acquiring funding, visit www.serenityfinancials.com.
Testimonials
Real results from business owners just like you
Cheryl Reisner, a former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.
Louis, a Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.
Edward from El Paso, Texas, struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.
